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Business credit cards

Our credit cards offer a range of benefits for different business needs. Whether you have a small, medium or large business, we have a card for you.

Promotional offer

Visa Business card: No annual fee for 1 year

For a limited time, sign up for the Visa Business card and pay no annual fee for the first year. 1 Applies for the primary card and any additional cards.

See the Visa Business card

Find the best credit card for your business

Compare multiple cards or use filters to see the cards that have the features you want.

Compare credit cards
Filtres

  • Visa Business card

    Interest rate on purchases

    Prime rate2 + 8.5%

    Interest rate on cash advances

    Prime rate2 + 8.5%

    Annual fee

    Promotional offer: No annual fee for 1 year1

    Then $60 per card, or $40 per card if 5 cards or more 

    Cash back

    Up to 1% of your purchases3
    Learn more about Visa Business card

  • Visa Business Freedom Solutions

    Interest rate on purchases

    Prime rate2 + 3.5% to 8%4

    Interest rate on cash advances

    Prime rate2 + 3.5% to 8%4

    Monthly fee

    $17 for the package, including 1 card
    $3.50 per additional card

    Cash back

    Up to 1% of your purchases with the Visa Business card3
    Learn more about Visa Business Freedom Solutions

  • Visa US Business

    Interest rate on purchases

    19.4%

    Interest rate on cash advances

    19.4%

    Annual fee

    US$30 per card

    Currency conversion fee

    None5
    Learn more about Visa US Business card

  • Visa Business Advantage

    Interest rate on purchases

    Prime rate2 + 8.5%

    Interest rate on cash advances

    Prime rate2 + 8.5%

    Annual fee

    $25 per card

    Cash back

    Up to 1% of your purchases6
    Learn more about Visa Business Advantage card

  • Visa Corporate

    Interest rate on purchases

    Prime rate2 + 5%

    Interest rate on cash advances

    Prime rate2 + 5%

    Annual fee

    $20 per card

    Card controls

    Spend controls and credit limits
    Learn more about Visa Corporate card

  • Visa Purchasing

    Interest rate on purchases

     18.25%

    Interest rate on cash advances

    Prime rate2 + 5%

    Annual fee

    $20 per card

    Card controls

    Spend controls and credit limits
    Learn more about Visa Purchasing card

Benefits of a business credit card

Whatever the size of your business, a credit card will help you manage your expenses and cash flow. Most cards also come with certain perks, such as cash back, insurance or discounts.

Manage your credit card account online

Use our online tool AccèsD Affaires to easily manage your business accounts anytime, anywhere.

  • Pay your credit card
  • Pay bills securely
  • Pay employees and suppliers easily with direct deposit
  • Collect payments directly from your customers' accounts with direct withdrawal
  • Make government remittances
See our online services

Lost or stolen card? 

If you lost your card or think it was stolen, call us right away at 1-888-233-2473 Phone number of business customer service for Canada and the US. This link opens your phone app..

Fraud protection

FAQ

What is a business credit card?

A business or commercial credit card is a card taken out in your business's name. It lets you keep your business and personal expenses separate. These cards have different perks designed for different business needs.

 Can anyone get a business credit card?

No. To apply for a business credit card, you must either be self-employed (run a sole proprietorship) or run another type of business (a partnership or corporation). Your application is then reviewed and subject to credit approval by the Fédération des caisses Desjardins du Québec.

 How do I choose a business credit card?

Depending on the size of your business and how much you spend each year, certain cards will be better suited to your needs. You can also choose a card based on certain benefits, such as cash back or insurance.

Compare cards

 Can I get a business credit card for personal use?

To apply for a business credit card, you need to provide proof that you run a business. This means you can't get a business credit card solely for personal use. We recommend keeping your personal and professional accounts separate to simplify your accounting.
* Trademark of Visa International Service Association and used under licence. Limited-time offer. This annual fee waiver offer may change or be revoked at any time at Desjardins's discretion. After the first year, an annual fee of $60 per card (or $40 per card if the business has 5 or more cards) applies. Annual prime rate of the Fédération des caisses Desjardins du Québec (Desjardins prime rate). For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $500,000 for Visa Business credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $4,880. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back. Subject to credit approval. The Fédération des caisses Desjardins du Québec sets the annual interest rate for the business after analyzing its file. Transactions in currencies other than US dollars will be converted into US dollars. The following fee will apply: 2.5% of the transaction amount, after it has been converted into US dollars. For example, if a Canadian dollar transaction is converted into US$100, you would be charged US$2.50. We apply the exchange rate in effect on the transaction date. This rate is set by the credit card payment network. For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $750,000 for Visa Business Advantage credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $7,380. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back.