Credit card
Visa Business card
Low-interest credit card for small businesses and microbusinesses
Not a member yet? Use this application form.
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Interest rate
Prime rate
Cash back
Up to 1% of your purchases
Annual fee
$60 per card, or $40 per card if 5 cards or more
Get up to 1% cash back on purchases
With the Business Savings Program, you'll get 1% cash back on every purchase when you make between $12,000 and $500,000 in annual purchases with your card.
Benefits of the Visa* Business card
Flexibility
Online account management
Manage your Visa Business card card account online on AccèsD Affaires with the Business Account Management service.
You can make the following changes to your credit card account online:
- Request to change your credit limit for your card
- Change your address and phone number
- Add, cancel or replace a card
- Apply for a second credit limit (Accord D Business financing) or an increase of this limit
Different payment options
There are 2 options for paying your credit card balance. Choose the one that works best for your business.
Centralized payments
Make a single payment each month to your business's main Desjardins credit card account (master account). This single payment will pay off your card and all other cards associated with your master account at the same time.
Decentralized payments
Pay the balance of each card associated with your master account separately. This frees up each card's credit limit as soon as the payment is processed.
Second credit limit
With Accord D Business financing, you can get a second credit limit for your card of up to $100,000.
You can repay it in equal monthly installments with a term of 1 to 7 years depending on the financing amount. You can also repay the balance in full or in part at any time without penalty.
Car rental discounts
Discounts at Hertz, Thrifty and Dollar
Get up to 25% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz®, Thrifty® or Dollar®.
Hertz
- Up to 25% off the base rate
6 - No fee for underage drivers
7 - No fee for additional drivers
8 - Free enrollment in the Hertz Gold Plus Rewards® Program with Five Star® Status
- Up to 20% off a Prestige Collection rental (United States and Europe)
- Reduced rate for the loss damage waiver
7
Thrifty and Dollar
- Up to 10% off the base rate
6 - No fee for underage drivers
7 - No fee for additional drivers
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Assistance services
Travel assistance
Rely on Desjardins Travel Assistance if the unexpected arises while you're travelling. Our 24/7 service can provide you with information and assistance for medical, legal and other emergencies, both before and during your trip.
Use this service to:
- Replace airline tickets or lost or stolen cards
- Find legal or medical help
- Get the services of an interpreter or translator
Business concierge
Call the Desjardins Business Concierge service to get help planning business trips and special events such as meetings and conferences.
This exclusive service can assist you with your business event and travel needs, such as:
- Tickets to entertainment and events
- Reservations (restaurants, hotels, golf courses, flower delivery and more)
- Information about local customs
Legal assistance
Free legal assistance is included with your Visa Business card card. This service allows you to consult experienced lawyers about certain legal issues related to your business.
You can learn about your rights and obligations on a wide range of business-related topics:
- Property and real estate
- Contracts, sales and hidden defects
- Shareholder agreements
- Bankruptcy and insolvency
- Small claims
- Consumer protection
- Labour standards and relations
- Estate planning
You can open a file at any time, day or night.
Fraud protection
- Security alerts by text message if we detect unusual activity on your account
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and assist you if your identity is stolen
Apply for the Visa Business card
By phone
Or we can call you when it's convenient.