Credit balance insurance for businesses
Get insurance to help pay off your Desjardins Business credit card in case of death or disability.
Call us to apply for credit balance insurance or to get answers to your questions.
1-866-733-2001 Phone number for credit balance insurance for business. This link opens your phone app.
Coverages offered
Coverage applies to regular transactions associated with your Desjardins Business credit card.
- Death
- Disability
Eligibility
To be eligible, you must:
- Own a business where you work at least 25 hours per week
- Be the primary account holder of a Desjardins Business credit card
- Be between 18 and 64
Cost
Your premium varies based on the balance of your credit card and related financing. We charge $0.25 (plus tax) for each $100 of your balance.
This premium is added to your credit card account every month.
If you’re receiving disability benefits, you’re entitled to a partial refund of your monthly premium.
Assistance services
Need help? Call 1-877-477-3033 Phone number for psychological, legal or autonomy assistance. This link opens your phone app. to get telephone assistance services.
Psychological assistance
Benefit from a set number of confidential sessions with a mental health professional to help you during difficult times.
Legal assistance
Discuss with a lawyer or notary to get information on your rights and obligations and see what recourses are available to you in case of legal trouble. These professionals can also help you with liquidating a succession.
Autonomy assistance
Get recommendations and help with coordinating housekeeping and daily living services in case you experience a loss of autonomy. Your caregivers also have access to this resource.
Get credit balance insurance for your business
By phone
Explore our other business insurance options
Life insurance
Minimize the financial impact of your death on your business and loved ones. See our term and permanent life insurance coverage options.
Health and disability insurance
Protect your income in case of an illness or injury. See our joint coverage options for you and your business.