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View details about Visa Business card
View details about Visa Business Freedom Solutions
View details about Visa Corporate card

Interest rate on purchases

Interest rate on purchases 
Prime rate 1 + 8.5%
Interest rate on purchases 
Prime rate 1 + 3.5% to 8% 2
Interest rate on purchases 
Prime rate 1 + 5%

Interest rate on cash advances

Interest rate on cash advances 
Prime rate 1 + 8.5%
Interest rate on cash advances 
Prime rate 1  + 3.5% to 8% 2
Interest rate on cash advances 
Prime rate 1 + 5%

Annual fee

Annual fee 
$60 per card, or $40 per card if 5 cards or more
Annual fee 
This product has a monthly fee
Annual fee 
$20 per card

Monthly fee

Monthly fee 
This card has an annual fee
Monthly fee 
$17 for the package, including 1 card
$3.50 per additional card
Monthly fee 
This card has an annual fee

Cash back

Cash back 
Up to 1% of your purchases 3
Cash back 
Up to 1% of your purchases with the Visa Business card 3
Cash back 
N/A

Estimated annual spending

Estimated annual spending 
 $500,000 or less 4
Estimated annual spending 
$500,000 or less 4
Estimated annual spending 
Above $750,000 4

Corporate Insurance Program

Corporate Insurance Program 
Not offered
Corporate Insurance Program 
Not offered
Corporate Insurance Program 
  • Stolen, damaged or late baggage insurance 5
  • Delayed flight, denied boarding and missed connection insurance 5
  • Common carrier accident insurance 5
  • Auto rental collision/loss damage insurance 6

Car rental discounts

Car rental discounts 
Up to 25% off rental cars at Hertz® and up to 10% off at Thrifty® and Dollar® 7
Car rental discounts 
Up to 25% off rental cars at Hertz® and up to 10% off at Thrifty® and Dollar® 7
Car rental discounts 
Not offered

Additional credit limits

Additional credit limits 
Accord D Business financing up to $100,000 8
Additional credit limits 
Accord D Business financing and Visa Business Freedom Solutions line of credit up to $100,000 8
Additional credit limits 
Not offered

Payment option

Payment option 
Centralized or decentralized payments
Payment option 
Decentralized payments only
Payment option 
Centralized or decentralized payments

Visa SavingsEdge

Visa SavingsEdge 
Up to 25% off at participating merchants 9
Visa SavingsEdge 
Up to 25% off at participating merchants 9
Visa SavingsEdge 
Not offered

Credit balance insurance

Credit balance insurance 
Helps you pay down or pay off your account balance (optional)
Credit balance insurance 
Helps you pay down or pay off your account balance (optional)
Credit balance insurance 
Not offered

Waiver of Liability

Waiver of Liability 
Not offered
Waiver of Liability 
Not offered
Waiver of Liability 
Up to $100,000 waived per card for unauthorized use

Management reports

Management reports 
Not offered
Management reports 
Not offered
Management reports 
Free basic management reports with Visa Spend Clarity for Enterprise

Card controls

Card controls 
Not offered
Card controls 
Not offered
Card controls 
Spend controls and credit limits
See all our business credit cards
Annual prime rate of the Fédération des caisses Desjardins du Québec (Desjardins prime rate). Subject to credit approval. The Fédération des caisses Desjardins du Québec sets the annual interest rate for the business after analyzing its file. For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $500,000 for Visa Business credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $4,880. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back. Subject to credit approval by the Fédération des caisses Desjardins du Québec. The information on this page is not an insurance policy. In the event of discrepancy between this page and the policy, the policy always prevails. The policy is issued by Desjardins Financial Security. The terms and conditions of the coverages described are set out in the attached insurance contracts. Some conditions and exclusions apply. The information on this page is not an insurance policy. In the event of discrepancy between this page and the policy, the policy always prevails. The policy is issued by American Bankers Insurance Company of Florida (ABIC). The terms and conditions of the coverages described are set out in the attached insurance contracts. Some conditions and exclusions apply. Discount applies only to base rate (time and distance travelled). All taxes, tax reimbursement, surcharges and optional service charges, such as refueling, as well as all other charges, are not included. Offer subject to change or termination at any time without notice. Conditions and restrictions apply.
Subject to credit approval by the Fédération des caisses Desjardins du Québec. Credit limit of up to $100,000 for Accord D Business financing or the Business Freedom Solutions Line of Credit, or a combination of the two. Discounts will be given in the form of credits and will appear on statements issued 8 to 10 weeks after the purchase date. All conditions and restrictions applicable to the Visa SavingsEdge program are established by Visa Canada Corporation ("Visa"). Visa, not Desjardins, oversees the program. For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $750,000 for Visa Business Advantage credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $7,380. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back.