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Annual prime rate of the Fédération des caisses Desjardins du Québec (Desjardins prime rate).
Back to note reference Go to note [ 1 ]Subject to credit approval. The Fédération des caisses Desjardins du Québec sets the annual interest rate for the business after analyzing its file.
Back to note reference Go to note [ 2 ]Limited-time offer. This annual fee waiver offer may change or be revoked at any time at Desjardins's discretion. After the first year, an annual fee of $60 per card (or $40 per card if the business has 5 or more cards) applies.
Back to note reference Go to note [ 3 ]For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $500,000 for Visa Business credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $4,880. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back.
Back to note reference Go to note [ 4 ]Subject to credit approval by the Fédération des caisses Desjardins du Québec.
Back to note reference Go to note [ 5 ]The information on this page is not an insurance policy. In the event of discrepancy between this page and the policy, the policy always prevails. The policy is issued by Desjardins Financial Security. The terms and conditions of the coverages described are set out in the attached insurance contracts. Some conditions and exclusions apply.
Back to note reference Go to note [ 6 ]The information on this page is not an insurance policy. In the event of discrepancy between this page and the policy, the policy always prevails. The policy is issued by American Bankers Insurance Company of Florida (ABIC). The terms and conditions of the coverages described are set out in the attached insurance contracts. Some conditions and exclusions apply.
Back to note reference Go to note [ 7 ]Discount applies only to base rate (time and distance travelled). All taxes, tax reimbursement, surcharges and optional service charges, such as refueling, as well as all other charges, are not included. Offer subject to change or termination at any time without notice. Conditions and restrictions apply.
Back to note reference Go to note [ 8 ]Subject to credit approval by the Fédération des caisses Desjardins du Québec. Credit limit of up to $100,000 for Accord D Business financing or the Business Freedom Solutions Line of Credit, or a combination of the two.
Back to note reference Go to note [ 9 ]Cashback provided as a statement credit on a future statement. Transaction must be processed through Visa.
Back to note reference Go to note [ 10 ]Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant Inc. Details of your insurance coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
Back to note reference Go to note [ 11 ]For each 12-month period following the date the account was opened, when annual company purchases reach $12,000 and up to $750,000 for Visa Business Advantage credit cards, a credit equivalent to 1% of these purchases will be deposited in the company account once a year, the day after the anniversary of the account opening. The maximum cash back per period is $7,380. Cash advances, cheques, interest charges, returned goods, administration, enrollment and renewal fees, fees for optional services, all other fees not related to purchases and cash advances by equal installments are excluded. To be eligible for cash back, your card account must be active on the date scheduled for payment of the cash back.
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