Rates - Term Savings
Grow your money securely with our term savings. Opt for Redeemable Term Savings if you want to access your cash at all times.
Current rates on December 22, 2024
Term Savings
Eligible plans
- Registered plans: RRSP, FTV, LIRA and locked-in RRSP, RRIF, LIF, TFSA and FHSA
- Non-registered plans
Minimum deposit
- Term Savings less than 1 year: $5,000
- Term Savings 1 to 10 years:
- $500 (registered plans)
- $1,000 (non-registered plans)
| Product | Rate |
|---|---|
| Term Savings account - 1 year | 3.20% |
| Term Savings account - 5 year | 3.20% |
| Term | Rate |
|---|---|
| 30-59 days | 1.70% |
| 60-89 days | 1.70% |
| 90-119 days | 1.90% |
| 120-179 days | 1.90% |
| 180-269 days | 2.40% |
| 270-364 days | 2.65% |
| Term | Rate |
|---|---|
| 1 year | 3.20% |
| 2 years | 3.15% |
| 3 years | 3.05% |
| 4 years | 3.10% |
| 5 years | 3.20% |
| 6 years | 3.25% |
| 7 years | 3.25% |
| 8 years | 3.25% |
| 9 years | 3.25% |
| 10 years | 3.25% |
Redeemable Term Savings
This investment qualifies for the following plans
- Registered plans: RRSP, FTV, LIRA and locked-in RRSP
- Non-registered plans
Minimum deposit
$1,000
| Term | Rate |
|---|---|
| 1 year | 2.25% |
Think about it
Rates may change without notice. Certain conditions apply.
These rates are recommended by the Fédération des caisses Desjardins du Québec to its affiliated caisses.