Redeemable Term Savings
Access your funds at any time
- Capital 100% guaranteed
- 1-year term
- Interest rate: 2.25% (guaranteed until maturity)
- Redemption terms: cashable at any time without charge at the caisse and on AccèsD. No interest paid if redeemed within 30 days after the purchase date.
It's ideal for short-term projects because it allows you to grow your savings and still access your funds at any time.
Interest rate
- Fixed
- Guaranteed until maturity
Eligible plans
- Registered plans: TFSA, RRSP, FHSA, FTA1, LIRA, locked-in RRSP and RDSP
- Non-registered plans
Minimum deposit
$1,000
Renewal
- On your own on AccèsD
- Through an AccèsD Services advisor:
- Montreal area: 514-CAISSES (514-224-7737)
- Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
- At the caisse
Other
- Deposit insurance: Learn more about deposit insurance
- Eligible for potential member dividends (RDSP ineligible):
Learn more about member dividends - Savings-life insurance available
- Example of a term deposit certificate
1. Not available in Ontario.
- Flexible
- You can redeem your investment before maturity
- You can change or cash in your investment with no penalty
- Stable and secure: your capital and interest are guaranteed
Rate subject to change without notice.
