Term Savings
Grow your money worry-free!
- Ideal if you want security, competitive returns and regular income
- "A bird in the hand is worth two in the bush!"
Interest rate
- Fixed
- Based on the term selected
- Guaranteed for the full term
Eligible plans
Minimum deposit
- $500 for registered plans
- $1,000 for non-registered plans
- $5,000 for terms of less than 1 year
Return
Gives you a competitive return on your savings
Renewal
- On your own on AccèsD.
- Through an AccèsD Services advisor :
- Montreal area: 514-CAISSES (514-224-7737).
- Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737).
- At the caisse.
Other
- Learn more about deposit insurance
- Eligible for potential member dividends (RDSP ineligible):
Learn more about member dividends - Savings-Life Insurance available
- Example of a term deposit certificate
- Stable and secure: your capital and interest are guaranteed
- Peace of mind: no matter how the financial markets perform, you know what your return will be right from the start
- Predictable: it's easy to plan your budget because the income is paid to you regularly
- Phone and in-caisse requests for terms of less than 1 year and more than 5 years.
- Offer may end at any time.
- Rates subject to change without notice.
- Not available in Ontario.