Enjoying your retirement

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A worry-free retirement is a dream we all share.

A worry-free retirement is a dream we all share. Watch the "Retirement: How to save enough to meet my needs" video.

Your needs

Manage your assets upon retirement Choose the retirement income plan that works for you.

Paying less taxes Even at retirement, there's still ways to lighten your tax bill

Successful retirement Advice on planning your retirement

Protecting yourself and your wealth Don't let an unfortunate incident ruin what you've worked for

Planning your estate Prepare a smooth and painless transition

Reduce your debt and service charges Manage credit better

Travel Products and services every traveller needs

Use technology (Internet, ATMs, phone) Make the most of technology

Preventing financial abuse Learn how to identify the signs of financial abuse and protect yourself.

Access our services despite a disability Desjardins's ongoing commitment to accessibility

Get information and advice Websites of seniors associations and groups

Our products

Savings and investment

Regular Income Term Savings – For TFSAs and non-registered plans Withdrawals allowed

Melodia portfolios – All-in-one solution for investing across different asset classes Flexible income options : Customized income and T-Class* *Offered as of February 2014

Chorus II portfolios – Multiple retirement income options Initial investment of $100,000

See all savings and investment products

Cards, loans and credit

Investor Strategic Line of Credit – Minimum $25,000For seasoned investors with high risk tolerance

Versatile Line of Credit – For owner-occupants Mortgage-secured, minimum $25,000 line of credit

Accord D financing – Up to $50,000 Available for your Desjardins card

See all cards, loans and credit

Insurance

Permanent life insurance – Fixed cost, tax-free Lifetime coverage, no matter what happens to your health

Long-term care insurance – Stay in your own home as long as possible Up to $10,000 per month, with no need to submit receipts

Universal life insurance – Coverage and tax savings Savings portion: investment income is tax free

Travel Insurance – Hassle-free travelling Healthcare and accident coverage while travelling outside your home province

See all life and health insurance products

Accounts and services

TFSA Savings Account – No minimum required Non-taxable interest and withdrawals

Savings Account Available only on AccèsD Internet and mobile

Enhanced Investment Account – No fees Deposits, withdrawals and transfers of at least $5,000

See all accounts and services