Interest rates
Purchases: Prime rate
Cash advances: Prime rate
Annual fee
$20 per card
Card controls
Spend controls and credit limits
Benefits of the Visa Corporate card
The Visa* Corporate card is great for medium and large businesses with significant travel and entertainment expenses.
- Better control over spending and credit limits
- Waiver of liability of up to $100,000 per card for certain unauthorized transactions made by employee cardholders
- Integration of data into accounting and enterprise resource planning (ERP) systems
- Reduced travel expenses for employees
- Improved liquidity with up to 51 days of cash flow
Flexibility
Online account management
Manage your Visa Corporate card account online on AccèsD Affaires with the Business Account Management service.
You can make the following changes to your credit card account online:
- Request to change your credit limit
- Change your address or phone number
- Add, cancel or replace a card
- Set card controls (such as daily limits and transaction limits)
- View manager activity reports
Different payment options
There are 2 options for paying your credit card balance. Choose the one that works best for your business.
Centralized payments
Make a single payment each month to your business's main Desjardins credit card account (master account). This single payment will pay off your card and all other cards associated with your master account at the same time.
Decentralized payments
Pay the balance of each card associated with your master account separately. This frees up each card's credit limit as soon as the payment is processed.
Insurance
Corporate Insurance Program
This program provides certain types of travel insurance at no extra cost.
- Stolen, damaged or late baggage insurance
5
This insurance covers losses due to theft or physical damage of your luggage and belongings and those of your spouse or children if they're travelling with you.
- Delayed flight, denied boarding and missed connection insurance
5
- Common carrier accident insurance
5
This insurance covers you up to $100,000 for any accident that occurs while you're aboard a common carrier vehicle. Your spouse and children are also covered up to $10,000.
- Auto rental collision/loss damage insurance
6
This insurance covers you automatically when you charge the full cost of the vehicle rental to your card and decline the rental agency's collision damage waiver.
Information and claims
- For baggage insurance; delayed flight, denied boarding and missed connection insurance; and common carrier accident insurance
1-800-463-1623 Phone number of Desjardins Insurance. This link opens your phone app.
- For auto rental collision/loss damage insurance
Canada and the US:
1-888-409-4442 Phone number of the insurance service for Desjardins cardholders. This link opens your phone app.
Other countries (collect call):
613-634-4993 Phone number of the insurance service for Desjardins cardholders. This link opens your phone app.
Insurance details
The summaries provide general information about the insurance coverages while the certificates provide details of all the conditions and exclusions.
Assistance services
Travel assistance
Rely on Desjardins Travel Assistance if the unexpected arises while you're travelling. Our 24/7 service can provide you with information and assistance for medical, legal and other emergencies, both before and during your trip.
Use this service to:
- Replace airline tickets or lost or stolen cards
- Find legal or medical help
- Get the services of an interpreter or translator
Business concierge
Call the Desjardins Business Concierge service to get help planning business trips and special events such as meetings and conferences.
This exclusive service can assist you with your business event and travel needs, such as:
- Tickets to entertainment and events
- Reservations (restaurants, hotels, golf courses, flower delivery and more)
- Information about local customs
Fraud protection
- Security alerts by text message if we detect unusual activity on your account
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and assist you if your identity is stolen
Apply for the Visa Corporate
By phone
Or we can call you when it's convenient.
