Disability insurance FAQ

Questions about disability insurance? Learn more about how it works, whether you're eligible and how to cancel your policy.

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Cancellation
How disability insurance works
Coverage
Eligibility

Cancellation

Can I cancel my disability insurance?

Yes. To cancel your policy, call us at 1-866-647-5013 Phone number of Desjardins Insurance. This link opens your phone app. and we can walk you through the process.

How disability insurance works

Are disability insurance premiums tax deductible for self-employed workers?

If you're self-employed, you generally can't deduct your disability insurance premiums as a business expense. For more information, speak with your accountant or tax advisor.

Coverage

Does disability insurance coverage end at age 65?

Depending on which coverage you choose, your policy can end at age 65, 70 or 75.

Can I make changes to my disability insurance policy?

Yes, you can modify your policy under certain conditions.

It's important to regularly review your policy to make sure all your information is up to date, including your job and salary. Don't hesitate to contact us for advice.

I have disability insurance with Desjardins. How can I use the assistance services?

You can use the assistance services by calling us at 1-877-506-8392 Phone number of Desjardins Insurance. This link opens your phone app.

How do I set up a pre-authorized debit agreement to pay my disability insurance?

To set up a pre-authorized debit, fill out the Pre-authorized debit agreement (PDF, 1.20 MB) This link will open in a new window. form.

Eligibility

Am I eligible for disability insurance?

You can apply for disability insurance if you meet certain eligibility criteria that depend on your job, the number of hours you work per week and other factors.

Can I get disability insurance if I have a pre-existing condition?

You may still qualify for disability insurance if you have a pre-existing condition. It depends on various factors, such as the severity of your condition. Exclusions may apply.

Can I get disability insurance if I'm unemployed?

You generally can't get disability insurance if you're unemployed. But if you're a seasonal worker with periods of unemployment, you might qualify if you work the required number of hours.