Offers for your construction business
See our insurance, financing and loans for contractors and construction businesses.
Why choose us?
Our specialized team understands the needs of the construction industry and will guide you to the best options for your business. If you're a contractor, we can help you manage your finances and grow your business, no matter what size it is. Thanks to our partner RenoAssistance external link, we can also help you expand your client base.
Construction insurance
Protect your business against costly accidents and other potential losses.
Our comprehensive insurance can be customized for your construction business, but a typical policy includes the following coverages:
- Commercial general liability insurance covers your business against claims or lawsuits from third parties who have suffered bodily injury, property damage or other harm.
- Equipment breakdown insurance covers the repair or replacement of your equipment and tools if they suddenly and accidentally break down on the insured premises.
- Builder's risk insurance covers the risk of loss or deterioration in buildings under construction (including the value of assets, risk of collapse and theft or vandalism).
- Commercial vehicle insurance covers your commercial vehicle (such as a truck, delivery van, SUV or tool trailer) and the risks associated with its use.
Save 15% on your business insurance if you're a member of the Association des professionnels de la construction et de l'habitation du Québec (A P C H Q).
Construction financing and loans
Find the right financing for your projects so you have access to cash when you need it, whether you're in the start-up or growth stage.
Visa* Business Freedom Solutions package
If you're looking for under $100,000 in financing, this is a 3-in-1 solution that helps you cover day-to-day operating expenses.
Operating line of credit
If you need over $100,000 to meet day-to-day operating needs, this line of credit lets you finance your accounts receivable and protect your business against cash flow shortages.
Business savings account
Looking to put some money aside to grow while keeping easy access to it? The Enhanced Investment Business Account is a simple way to save with no monthly fee.
Solutions for employers
We have a team of advisors who specialize in payroll for construction companies and are available to answer questions and provide support.
Our payroll management solution is designed to comply with regulatory requirements for Canada and the Commission de la construction du Québec (CCQ). Its features include:
- CCQ rates management
- Report and remittance management
- Flexible time tracking
Deals from our partners
Our trusted partners offer services in various fields at preferential rates.
RenoAssistance
Grow your client base and get access to high-quality commercial and residential projects with our partner RenoAssistance.
- No annual or membership fees
- Access to a trusted professional network
- Projects that match your preferences
Online training for entrepreneurs
Take a course with the École des entrepreneurs du Québec (ÉEQ) on starting your own business, exclusive to Desjardins members, for $99 and get 25% off other online courses.
E-commerce support
Enjoy discounts on training and coaching packages to improve your online sales from Mon commerce en ligne.
Virtual healthcare services
Thanks to our partnership with TELUS Health, you can offer your employees virtual healthcare services at a special rate.
Get this offer
Contact your account manager for personalized assistance.
If you don't have an account manager, contact our team.
By phone
Montreal area:
514-253-6166
Phone number for business account services in Montreal. This link opens your phone app.
Elsewhere in Canada and the US:
1-888-233-2473 Phone number for business account services in Canada and the United States. This link opens your phone app.
Or we can call you when it's convenient.