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Business chequing accounts

Our chequing accounts are for managing your business's everyday finances. Choose one based on your needs and apply for it today.

Open a business account

What is a business chequing account?

A business chequing account lets you do basic day-to-day transactions like cashing cheques, transferring money and paying suppliers.

Our chequing accounts for businesses

Business Chequing Account

Need a basic account for managing your day-to-day operations and cash flow? Our Business Chequing Account lets you choose a transaction plan that fits your needs and save on monthly fees.

Interest

This account does not earn interest.1

Transaction plans

We offer plans at flat monthly fees based on number of transactions per month. If you go over your limit, per-transaction fees apply.

You can switch your plan at any time if your needs change.

See our chequing account transaction plans

Build-Up Savings Account for Businesses (CAN$ or US$)

Keep it simple with a single account that lets you do everyday transactions and earns interest like a savings account.

Do you do business in the United States? This account is available in US dollars, which will simplify your cross-border transactions and let you save on exchange rate fees.

Interest

This is a tiered-rate account, meaning a higher balance can get you a better interest rate.2 Interest is calculated daily and paid out monthly.

Features of our business chequing accounts 

Transactions

Here are a few examples of transactions you can make with a chequing account:

  • Deposits and withdrawals at the teller counter or ATM

  • Preauthorized payments and direct deposits

  • Cheque issuing 

  • Bill payments

  • Automatic transfers

Account consolidation 

This service consolidates your business's chequing accounts to simplify your cash flow management. It gives you a clear view of your funds, lets you avoid transferring between accounts and could help you earn some interest. To get this service, schedule a call.

Fees

Transaction fees apply if you go over your monthly transaction limit or make transactions not included in your plan.

Monthly service fees apply for accounts without a transaction plan.

See our fees

Deposit insurance

Tools for managing your business's everyday finances

Our digital services

Once you've opened your chequing account, you can carry out transactions and manage your account online using AccèsD Affaires, our secure tool available on desktop or in the Desjardins mobile services app.

Download the Desjardins mobile services app

Our other business accounts

Business savings accounts 

Earn interest on your extra cash with one of our savings accounts.

Foreign currency accounts

Save on exchange rate fees with one of our foreign currency accounts (currencies other than US dollars).

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a trademark of Apple Inc. Google Play and Google Play logo are trademarks of Google LLC.Interac® andInterac e-Transfer® are registered trademarks of Interac Corp. Used under licence. Some conditions apply depending on your plan.

For Canadian dollar accounts, interest is calculated at different rates for the portions of your balance that fall within each tier. The tiers are as follows:

  • $0 to $19,999 

  • $20,000 to $99,999 

  • $100,000 to $249,999 

  • $250,000 and up

For US dollar accounts, interest is calculated on your daily closing balance at the interest rate for your tier. The tiers are as follows:

  • $0 to $99,999.99 

  • $100,000 to $499,999.99 

  • $500,000 to $999,999.99 

  • $1,000,000 and up

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