Savings and investments
Plan for the future and grow your money with our savings and investment products.
Savings plans for all your needs
Registered savings plans offer numerous tax benefits and allow you to achieve your goals, such as saving for retirement, a child's education or your first home, or building an emergency fund.
Goals-based investing
Explore our investment products and see which ones are best for your goals. Need help? Contact your advisor to discuss your savings goals.
Guaranteed fixed-rate investments (term savings)
Enjoy a known return on your investment from day one. Both your capital and interest are guaranteed.
Market-linked guaranteed investments
Harness the growth potential of stocks without risking your capital.
Desjardins Funds
Invest in innovative and competitive fund portfolios tailored to your profile.
Savings accounts
Save your money with no required minimum deposit and no service fees.
Other investment options
Guaranteed Investment Funds Helios2 Contract
Earn interest while protecting your estate and your savings.
Responsible annuities
Convert your RRSP to an annuity to receive guaranteed regular income and help create a more sustainable world.
Capital régional et coopératif Desjardins
Get a provincial tax credit and potential returns while supporting businesses across Quebec.
Federation capital shares
Invest in and support your financial cooperative.
Responsible investment pays off
Commit to a sustainable and equitable economy by investing in businesses that value the environment, the community and diversity. With our socially responsible investments, you can grow your money while taking action for the future.
Understand the basics of investing
If you're just starting to invest your money, take the time to understand some basic investment concepts, such as types of investments, how returns work and different savings plans. Your goals, investment horizon and risk tolerance can help you choose, as well as determining your investor profile.
Your advisor can help you make sense of everything and lend a hand with your investment goals.
Interested in self-directed investing?
Whatever your level of investment knowledge, we offer everything you need to make informed decisions and invest on your own with confidence.
Group retirement savings
Does your employer offer a group retirement savings plan? Explore the benefits of participating and start contributing.
Economic studies
Read publications from our economists for the latest economic and financial news.