Savings accounts

A variety of accounts for saving for the short-term, reaching a goal or setting money aside for a major investment

  • Various ways available to build capital
  • Deposits, withdrawals, transfers permitted at all times
  • Non-registered and registered savings accounts

Savings Account – Ideal for accumulating savings

  • Regular rate of 1.00%
  • Account type: non-registered savings account
  • Fees: none
  • Deposit insurance: up to $100,000 per person per caisse

Learn more - Savings Account

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TFSA – Savings Account – Set money aside tax-free for your plans

  • Regular rate of 0.55%
  • Account type: registered savings account
  • Fees: none
  • Savings are not taxed

Learn more about the TFSA Savings Account

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FHSA – Savings Account – Set money aside tax-free to buy your first home

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  • Rate of 2.75%
  • Account type: registered savings account
  • Fees: none
  • Savings growth in the account is not taxed and withdrawals are not taxed under certain conditions

Learn more about the FHSA Savings Account

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RRSP – Savings Account – Set money aside tax-free for your retirement

  • Regular rate of 1.00%
  • Account type: registered savings account
  • Fees: none
  • Deposit insurance: up to $100,000 per person per caisse
  • Savings are not taxed

Learn more about the RRSP Savings Account

Get this product - RRSP Savings Account

Did you know?
Deposit insurance: Learn more about deposit insurance

  1. You will be limited by your FHSA contribution room.
  2. To make a non-taxable withdrawal from your FHSA, you must meet the conditions described in form RC725 Request to Make a Qualifying Withdrawal from your FHSA - This link opens in a new tab..