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Loans

Discover our borrowing solutions 1 to help you make a big purchase, fulfill your dream of expanding your family, finance your studies or invest toward your first home or retirement.

Loans and financing for the goals that matter to you

Select at least 1 filter to see loans that match your preferences.

Filtres

  • Personal loan

    Overview

    Get a loan for any goal you have in mind. Pay it back in fixed and easy-to-manage payments.

    Useful if you want to

    • Pay off a purchase or an unexpected expense
    • Do renovations
    • Consolidate your debt
    • Cover travel and vacation costs
    Learn more about personal loans.

  • Accord D financing

    Overview

    Get financing for a specific goal. Pay it back in equal payments added to the minimum payment on your Desjardins credit card.

    Useful if you want to

    • Pay off a purchase or an unexpected expense
    • Do renovations
    • Consolidate your debt
    • Cover travel and vacation costs
    Learn more about Accord D financing.

  • Govern­ment-guaranteed student loan

    Overview

    Available to Quebec residents only

    Take out a loan while taking advantage of financial aid from the government while you study. Pay it back with a plan that's tailored to you.

    Useful if you want to

    • Get financing for full- or part-time studies
    • Have the government cover the interest while you're still studying
    Learn more about government-guaranteed student loans.

  • FHSA loan

    Overview

    Borrow funds to contribute to your first home savings account (FHSA). Pay back your loan in fixed payments.

    Useful if you want to

    • Make the most of your contribution room
    • Reduce your taxable income
    • Make a plan for a down payment on your first home
    Learn more about the FHSA loan.

  • RRSP loan

    Overview

    Borrow funds to contribute to your registered retirement savings plan (RRSP). Pay back your loan in fixed payments.

    Useful if you want to

    • Make the most of your contribution room
    • Reduce your taxable income
    • Make a plan for retirement, buy a home or go back to school
    Learn more about the RRSP loan.

  • Accord D RRSP financing

    Overview

    Get financing to contribute to your registered retirement savings plan (RRSP). Pay it back in equal payments added to the minimum payment on your Desjardins credit card.

    Useful if you want to

    • Make the most of your contribution room
    • Reduce your taxable income
    • Make a plan for retirement, buy a home or go back to school
    Learn more about Accord D RRSP financing.

A loan to help you through the adoption or assisted repro­duction process

This loan provides financial support to cover international adoption or medically assisted reproduction expenses.

Enjoy a lower interest rate than that for personal loans, with terms up to 10 years. Make fixed payments every week, every 2 weeks or every month. Pay off the loan in full or in part at any time without penalty.

Book an appointment on AccèsD if you're a member to apply or get more information. Not a member? Schedule a call to book an appointment.

Book an appointment on AccèsD.

Before you borrow

Manage your loan online

AccèsD makes it quick and easy to manage your loan or line of credit. Use it anytime, anywhere.

Log in to AccèsD

Download the Desjardins mobile services app

Contact us to discuss your plans

On AccèsD

Book an appointment on AccèsD if you're a member, and meet with an advisor online, in person or over the phone.

Book an appoint­ment on AccèsD.

Other financing options

Auto and other vehicle financing

Learn more about auto and other vehicle financing.

Lines of credit

Learn more about lines of credit.
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Loans and financing are subject to Desjardins credit approval. Certain conditions, limitations and exclusions may apply. Loans and financing are offered based on your needs. Speak with a Desjardins advisor to find the right financing for you.