Accident insurance
Insurance that helps cover costs related to an accident.
Call us to get covered in minutes.
1-877-888-4873 Phone number of Desjardins Insurance. This link opens your phone app.
What is personal accident insurance?
Personal accident insurance, such as our Accirance Select, helps cover medical and other expenses in the event of an accidental injury or death.
It's worth considering if you don't have group insurance or want to supplement your group insurance.
Is accident insurance worth it?
Accident insurance provides a tax-free benefit if you suffer a major or minor injury in an accident, or die in an accident.
Covers the consequences of an accident
Fracture, dismemberment, loss of use, coma or death.
Reimburses costs associated with an accident
Medical, paramedical, dental, hospitalization, transportation and accommodation costs.
Pays for educational costs after an accident
Transportation, tuition, re-orientation and private tutoring costs.
Features
Affordable premiums
Coverage that's easy to fit in your budget.
No medical exam
And no questions about your health.
Quick and easy to buy
Your coverage starts the day after you sign up.
Advantages of accident insurance
Generous benefits
Receive up to $500,000, depending on the nature of your injuries.
Family discount
Insure your whole family under one policy and get a discount.
Free coverage for newborns
From when they're 15 days old until your policy's next annual renewal.
The special treatment I needed cost so much that I maxed out my group insurance benefits in no time at all. Without Accirance Select, I would have had to use my savings to pay for all my accident-related expenses.
Assistance services
If you're looking to get help with daily activities or support in difficult times, we're here for you.
Psychological assistance
Talk to a psychological health specialist, in person or on the phone, for help in hard times.
Estate settlement assistance
Get legal advice from a lawyer who is a member of the bar.
Convalescence assistance – case management
Find out about resources to help with recovery from an illness, accident or surgery.
The convalescence assistance service really came in handy too! I was able to get help finding expert services close by and arranging for a nurse, meal prep and home care.
Cancellation policy
You can cancel your policy within the first 30 days and get a premium refund.
FAQ
What's the difference between personal accident insurance and life insurance?
Personal accident insurance pays a benefit in the event of accidental death while life insurance pays out in the event of accidental or natural death.
Accident insurance also covers accidental injury while life insurance only covers death.
Why do I need accident insurance if I'm already covered by provincial health insurance?
Accident insurance complements provincial health insurance. It provides extra coverage to help with costs related to an accident.
Is accident insurance a good idea for students?
Yes. If a student who is covered by this insurance has an accident, they can use the benefit to:
- Cover educational costs (private tutoring, tuition, transportation and re-orientation)
- Make up for the loss of employment if they're disabled during the summer break
Get accident insurance
By phone
Monday to Friday: 8 AM to 8 PM (Eastern Time)
1-877-888-4873 Phone number of Desjardins Insurance. This link opens your phone app.
Explore our other insurance options
Useful information
Regular Accirance and Superior Accirance policyholders can access their insurance documents on AccèsD.