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Transaction codes and what they mean

Find out what the different transaction codes mean.

Transaction code list and definitions

Refer to the definitions list of the 3-letter transaction codes you may find in your ATM and account statements. If you make a transaction at a caisse you're not a member of (inter-caisses), an "I" shows up before the code.

 Transaction codes and what they mean in alphabetical order
Transaction codeDefinition
ACBAccèsD bill payment
ACCLine of credit administration charge correction
ACPLine of credit payment on the phone with AccèsD
ACTTransfer between accounts
ADMService charges
ARCPre-authorized payment correction
ATCATM withdrawal correction
ATDATM deposit
ATIPayment of a bill or money transfer to a credit card account
ATLDisplay 10 most recent ATM transactions
ATPATM line of credit payment
ATQFast cash ATM withdrawal
ATTTransfer at a Desjardins ATM
ATWATM withdrawal
AVLoan disbursement
BNUBonus: Desjardins BONUSDOLLARS rebate
CAMAccount maintenance charges
CANPurchase correction or refund correction cancellation
CCCertified cheque
CCBBill payment at the counter (with fee)
CCQCheque
CCRDeposit through clearing
CEQMerchant equipment rental charges
CFTFunds transfer charges
CGFBusiness line of credit guarantee administration charges
CGRMerchandise return credit
CHGCanadian exchange rate on foreign ATM transaction
CHILife insurance premium on Everyday Transaction Account
CHQCheque
CILCapitalized interest on loan
CLSClosing of account
CLXIrregular loan or line of credit closing
CMABusiness line of credit administration charges
CNLNSF loan charges
CNSNSF cheque charges
COPLoan or line of credit file - opening charges
CRMiscellaneous in-caisse deposit
CRCCorrection for in-caisse deposit
CRLLoan or line of credit renewal charges
CRNReturned item charges
CSCComplementary service charges
CTXMerchant transaction charges
DABBill payment made through an AccèsD Services advisor
DCACAPSS insurance reimbursement for health care expenses
DCCMerchant credit card transaction deposit
DCHMember dividends on administrative charges
DDCDirect deposit correction
DETDeposit - transfer from other institution
DICDirect deposit correction
DIRDirect deposit
DIVMember dividends on social capital
DMDDesjardins mobile deposit
DPCDeposit prepaid purchase card
DPDMerchant direct payment deposit
DRMiscellaneous in-caisse withdrawal
DRCCorrection for in-caisse withdrawal
DTVDeposit - overdraft transfer from credit card
DWPreauthorized payment
DWCDirect withdrawal correction
DWTDirect withdrawal - Transfer (e.g., investment)
EDIEDI payroll payment
FIXFixed service charges
FWDDeposit carried forward
GFCLine of credit guarantee monitoring charge correction
GSTFederal sales tax on merchant equipment rental
HSPayroll deduction
HSAPayroll deduction
HSCPayroll deduction correction
IDDDirect deposit
IDFDirect deposit
IFTInternational funds transfer
INCInterest correction
INTInterest on Everyday Transaction Account
IPSInterest permanent or capital shares
LCDDeposit from line of credit
MCDMobile cheque deposit
MEQDirect Deposit from the Ministère de l'éducation du Québec
NBDDeposit at the counter
NCBBill payment at the counter (no fee)
ODCOverdraft interest charges
OLDDirect deposit
OPNOpening of account
PAPPreauthorized purchase
PAWPreauthorized withdrawal (ex: investments)
PMTLoan payment at the counter
PRCDesjardins Prepaid Rechargeable Card
PRTProvincial sales tax on merchant equipment rental
PPCPersonalized bill payment correction
PURPurchase
PWLPurchase with withdrawal
RAEStudent advance repayment
REBMember dividends on savings and loans
RECPrincipal payment on line of credit (counter, ATM or AccèsD)
RICPrincipal and interest payment on line of credit (counter, ATM or AccèsD)
RRCPrincipal and interest payment in arrears
RSILife insurance premium on Regular Savings Account
RTNReturned cheque
RTRReset transfer - Fédération des caisses Desjardins du Québec account
SALSalary
SATShared ATM transfer
SCDATM withdrawal (ATM of another institution)
SCHSpecial cheque from line of credit
SCILife insurance premium on social capital
SEMMultiproject Option service charges
SHIInterest on social capital
SLDirect deposit
SLCDirect deposit correction
SSIInterest on surplus shares
SVIInterest on Regular Savings Account
TALAutomatic loan or line of credit payment
TAMTransfer of matured term savings account
TAPPeriodic transfer to or from term savings account
TDATransfer between accounts through an AccèsD Services advisor
TDIInterest on term savings account
TFTransfer between folios
TFCInter-Caisse or inter-institution transfer
TFFTransfer between folios
TFIInter-Caisse or inter-institution transfer
TICInter-currency transfer
TMOManual transfer at the counter
TRAutomatic transfer within same folio
TSILife insurance premium on term savings account
TTPTransfer - Retirement products
TTRTransfer between accounts in same folio at the counter
WBTTransfer to Desjardins folio from other institution
WDWithdrawal at the counter
WDTWithdrawal - Money transfer to credit card
WGCCAN-ACT government remittance
WGTGST-QST government remittance
WITTransfer to or from Build-Up Savings Account
WMTWithdrawal - Money transfer to folio
WMTDeposit - Money transfer
WMTWithdrawal - Interac e-Transfer® transfer
WMTDeposit - Interac e-Transfer transfer
WNTSending Interac e-Transfers
WRTAccepting Interac e-Transfers
WPPPersonalized Bill Payment
WPTTransfer from line of credit to Everyday Transaction Account
WVDMoney transfer from credit card
WWBBill payment
WWGGovernment remittance
WWPLine of credit payment online on AccèsD
WWTTransfer or cash advance
Interac® andInterac e-Transfer® are registered trademarks of Interac Corp. Used under licence.