Desjardins Mutual Assistance Fund
Help for people in financial difficulty
The program provides people in financial difficulty or who have unexpected, urgent expenses, with:
- free budget counselling
- subject to certain conditions, loans with payment terms adapted to their financial capacity
How it works
Contact your local participating community organization.
You'll get free, confidential budget counselling to help you evaluate your financial situation, better plan and manage your budget and find solutions that suit your needs.
If financing is one of the solutions proposed, a small loan may be recommended. Cases that require a loan are submitted to a loan committee for consideration
1 .Support is provided throughout the loan repayment period.
Read the Impact study (Mutual Assistance Fund) (PDF, 1.17 MB)
To contact a community organization
Abitibi-Témiscamingue – Nord-du-Québec
Capitale-Nationale
- Service d’aide communautaire de Charlevoix-Est (site in French only)
- Centre Communautaire Pro-Santé inc. (site in French only)
- ACEF de Québec (secteur de Portneuf) (site in French only)
- ACEF de Québec (secteur de Québec) (site in French only)
- Groupe de Recherche en Animation et Planification Économique (GRAPE) (site in French only)
Centre-du-Québec
Chaudière-Appalaches
Côte-Nord
Estrie
Gaspésie–Îles-de-la-Madeleine
Lanaudière
Laval-Laurentides
Montérégie-Est
Montréal
Saguenay–Lac-Saint-Jean
- Service budgétaire Lac St-Jean Est (site in French only)
- Service budgétaire Maria-Chapdelaine (site in French only)
- Service budgétaire et communautaire de Jonquière (site in French only)
- Service budgétaire de St-Félicien (site in French only)
- Service budgétaire et communautaire de Chicoutimi (site in French only)
- Service budgétaire populaire de La Baie et Bas-Saguenay (site in French only)
Vidéo
To be eligible for a loan, you must:
- Agree to receive budget counselling.
- Apply for a loan to cover unexpected expenses resulting from an essential need.
- Be able to repay the loan.
- Be a member of a participating Desjardins caisse or agree to become one.