Rates - Online term savings
Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.
Current rates on March 30, 2025
Promotional rate
Until April 4, 2025, get a rate of 3.15% on a 19-month term when you purchase or renew Online term savings..[ 1 ]
Eligible plans
- Registered plans: TFSA, FHSA and RRSP
- Non-registered plans
Minimum deposit
- Non-registered plans: $1,000
- Registered plans: $500
All Term S@vings
| Term | Interest rate |
|---|---|
| 1 year | 3.00 % |
| 2 years | 3.05 % |
| 3 years | 3.05 % |
| 4 years | 3.05 % |
| 5 years | 3.30 % |
Food for thought
Rates may change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
- Rate subject to change without notice. This promotional offer is valid only for non-redeemable Online term savings. products purchased or renewed online between January 14 and April 4, 2025, at 9 PM (Eastern Time). This offer may change or end at any time without notice. Other conditions apply.