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Rates - Enhanced Savings Plan

View the rates for the Enhanced Savings Plan, which is a flexible regular deposit term savings product for Desjardins members.

Current rates on March 30, 2025

Qualifies for the following plans:

Registered plans: TFSA, RRSP
Non-registered plans

Minimum deposit

$50

Maximum deposit

$100,000
$5,000 for those 18 or under (non-registered plans)

Enhanced Savings Plan
Term	Non-registered plans	RRSP	TFSA
6 to 60 months	1.00%	1.00%	1.00%

Interest bonus each year^[ 1 ] note
Term	Non-registered plans	RRSP	TFSA
12 months	175.00%	175.00%	175.00%
24 months	195.00%	195.00%	195.00%
36 months	180.00%	180.00%	180.00%
48 months	200.00%	200.00%	200.00%
60 months	245.00%	245.00%	245.00%

Additional bonus when goal is reached
Term	Non-registered plans	RRSP	TFSA
When savings goal is reached	10.00%	10.00%	10.00%

Food for thought

Learn more about the Enhanced Savings Plan

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Rates - Enhanced Savings Plan

Enhanced Savings Plan

Additional bonus when goal is reached

Food for thought

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