Rates - Enhanced Savings Plan

View the rates for the Enhanced Savings Plan, which is a flexible regular deposit term savings product for Desjardins members.

Current rates on October 31, 2024

Qualifies for the following plans:

  • Registered plans: TFSA, RRSP
  • Non-registered plans

Minimum deposit

  • $50

Maximum deposit

  • $100,000
  • $5,000 for those 18 or under (non-registered plans)

Enhanced Savings Plan
Term Non-registered plans RRSP TFSA
6 to 60 months 1.45% 1.45% 1.45%
Interest bonus each year
Term Non-registered plans RRSP TFSA
12 months 105.00% 105.00% 105.00%
24 months 120.00% 120.00% 120.00%
36 months 105.00% 105.00% 105.00%
48 months 110.00% 110.00% 110.00%
60 months 150.00% 150.00% 150.00%

Additional bonus when goal is reached
Term Non-registered plans RRSP TFSA
When savings goal is reached 5.00% 5.00% 5.00%

Food for thought

Learn more about the Enhanced Savings Plan

Rates may change without notice. Certain conditions apply.

These rates are recommended by the Fédération des caisses Desjardins du Québec to its affiliated caisses.

  1. Bonus on annual interest earned. Bonus applies when at least 5.00% of savings goal has been reached.