Rates - Savings accounts and everyday accounts
Our savings accounts and everyday accounts can earn you a better interest rate, help you save tax-free and grow your money. View the current rates on our savings accounts and everyday accounts.
Current rates on October 31, 2024
| Savings account | Interest rate |
|---|---|
| Savings Account | 1.50% |
| TFSA – Savings Account | 0.70% |
| Promotional rate FHSA – Savings Account | 3.80% |
| RRSP – Savings Account | 1.50% |
Other savings accounts
| Savings account | Interest rate |
|---|---|
| Non–registered Regular Savings Account | 0.05% |
| Registered Regular Savings Account | 1.50% |
Everyday accounts
| Amount | Interest rate |
|---|---|
| $0 to $199 | 0.05% |
| $200 to $499 | 0.05% |
| $500 to $999 | 0.10% |
| $1,000 or more | 0.10% |
| Amount | Interest rate |
|---|---|
| $0 to $99,999 | 0.05% |
| $100,000 to $499,999 | 0.10% |
| $500,000 or more | 0.15% |
Food for thought
See a list of our different accounts to find the one that best meets your needs. Whether you want to make transactions on a daily basis, take advantage of student perks or save towards a goal, we have the account you need.
Learn more about accounts and services
- Interest on the RRSP Savings Account is calculated on the total balance.
- Interest on the Youth Profit Account and Student STRATEGIC Account is calculated on the amount exceeding the minimum balance. For example, if a member has $600 in their account, an interest rate of 0.05% will be applied to the first $500 and an interest rate of 0.1% will be applied to the remaining $100.
- Interest on the USD Build-Up Savings Account is calculated on the total balance.
Everyday accounts don't bear interest.