Rates - RRSP loans
The Desjardins RRSP Loan and Accord D RRSP financing are financing products that let you contribute to your RRSP or take advantage of unused contribution room.
Current rates on March 29, 2025
| RRSP loan | Term | Interest rate |
|---|---|---|
| Accord D RRSP financing - Fixed rate[ 1 ] note | 1 year | 6.05% |
| Accord D RRSP financing - Fixed rate[ 1 ] note | 3 years | 6.25% |
| Term | Interest rate |
|---|---|
| 1 year | 6.05% |
| 2 years | 6.15% |
| 3 years | 6.25% |
| 4 years | 6.35% |
| 5 years | 6.45% |
| 6 years | 6.65% |
| 7 years | 6.85% |
| 8 years | 7.05% |
| 9 years | 7.25% |
Accord D RRSP financing
Principal payments can be deferred for a 6-month period until you get your income tax refund. Ask your advisor to find out if you're eligible.[ 2 ] note
| Term | Interest rate |
|---|---|
| 1 year | 6.05% |
| 2 years | 6.15% |
| 3 years | 6.25% |
| 4 years | 6.35% |
| 5 years | 6.45% |
| 6 years | 6.65% |
| 7 years | 6.85% |
| 8 years | 7.05% |
| 9 years | 7.25% |
| Term | Interest rate |
|---|---|
| 1 year | 6.20% |
| 2 years and more | 6.20% |