Student offer
Managing your money isn't easy when you're focused on your studies. Take charge of your finances thanks to our product offer
Our product offer
Open an everyday account for your day-to-day transactions like depositing paycheques, transferring funds and paying bills. You can also get a credit card and/or line of credit to help you finance your goals.
This offer is for if you meet 1 of the following 3 criteria:
- You’re between 14 and 21
- You’re between 22 and 25 enrolled in a full-time college or vocational program at a recognized educational institution in Canada
- You’re a full-time university student of any age enrolled in a Canadian university
Fee change
Starting in November 2024, we'll be making changes to both our youth offer (members ages 12 to 30) and our offer for members ages 31 and over.
Everyday account
An everyday account includes a free transaction plan with unlimited transactions
Credit cards
Earn up to 2% cash back on your purchases and up to 3 days of travel insurance with the no-fee
The Odyssey Gold Visa (includes a $110 annual fee
- Accounting
- Actuarial science
- Chiropractic medicine
- Dentistry
- Engineering
- Law
- Medicine
- Optometry
- Pharmaceutical sciences
- Pharmacology
- Podiatry
- Veterinary medicine
Lines of credit
The Student Advantage Line of Credit offers a customized credit limit, low interest rate, minimum adjusted repayment and overdraft protection.
The Student Strategic Line of Credit offers low rates to students enrolled in certain programs.
Student financial aid
Scholarships
We give out hundreds of scholarships to post-secondary students every year.
Student loans
You could be eligible for student financial assistance from the Quebec government.
It pays to save
Any reason to put money aside is a good one, whether it's to build a safety cushion, buy a new bike or spend a semester abroad.
Savings goals
The Savings goals tool in AccèsD can determine which savings product is right for you. Schedule automatic transfers to your savings account and make your plans a reality.
Important milestones
Are you ready for your next big step in life? Here are some resources to help.
Prepare for the unexpected
Read on for tips on how to financially prepare for unforeseen events.
Additional support
Together For Our Youth program
Learn about our initiatives to empower young people.
A Question of Ca$h
Uncover some great tips and get answers to your questions about your personal finances. Topics include savings, budgets, education costs and credit.
Desjardins 360d spaces
Stop by one of our financial advice centres for students and young people ages 18 to 30, located on select university campuses.
Get-rich-quick scams
Young people are often the targets of these kinds of scams. Criminals offer to pay you to use your account for certain transactions. It seems like a quick and easy way to make money. But it's illegal. If you accept, you could face serious consequences.
AccèsD resources
Student profile
Keep your Student profile up to date and get advice and offers tailored to your needs.
Budgeting tool
Use the My budget tool to keep track of your income and expenses and set savings goals.
Credit report tool
Check your credit file for free anytime with the Credit report tool.†
Contact us
By phone
Montreal area:
514-224-7737 Phone number of AccèsD customer service for the Montreal area. (514-CAISSES)
Elsewhere in Canada and the US:
1-800-224-7737 Phone number of AccèsD customer service for Canada and the US. (1-800-CAISSES)
We can call you when it's convenient.