Midwives

Midwives

As a midwife, you can take advantage of an offer that's designed for your professional and personal needs.

Get this offer

Annual savings of $144 on the Unlimited Plus transaction plan

Save $12 a month and get unlimited transfers and transactions using any access method (AccèsD, Desjardins Debit Card, cheques and ATM).

  • The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained. Get a discounted rate of $9.95 per month on the Unlimited Plus Plan and save $12.00 on the current rate (12 months x $12.00 = $144.00 in savings).
  • Withdrawals made from non-Desjardins ATMs affiliated with the Interac and Plus networks are subject to additional fees.
  • Includes drafts, safety deposit boxes and certified cheques.
  • Did you know?

    Your spouse is eligible for the same advantages if you are both members of the same caisse.

  • Your spouse is also eligible for the same advantages, except the bonus for getting a credit card, if you have signed up for the offer and you are both members of the same caisse.
  • Get a sign-up bonus on these credit cards

    Receive BONUSDOLLARS® or rewards equal to the 1st year's annual fee when you sign up for or upgrade to one of these credit cards:

    Odyssey® World Elite® Mastercard 130 BONUSDOLLARS®
    Odyssey® Gold Visa* 110 BONUSDOLLARS
    Cash Back World Elite® Mastercard $100 cash back
    BONUSDOLLARS rewards program Earn rewards as you shop with the BONUSDOLLARS program. It's simple and flexible!

    ®Trademark of Interac Inc. and used under licence.

    ® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

    ® Odyssey and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec.

    * Trademark of Visa International Service Association and used under licence.

  • The bonus is equal to the value of your annual credit card fee, which is determined and paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card.
  • Current Desjardins credit cardholders enrolled in the offer to professionals must become holders of one of the eligible prestige cards to benefit from the sign-up bonus. For prestige cards, the sign-up bonus applies to the following scenarios: Odyssey Gold Visa to Cash Back World Elite Mastercard, Odyssey World Elite Mastercard or Odyssey Visa Infinite Privilege, and Cash Back World Elite Mastercard or Odyssey World Elite Mastercard to Odyssey Visa Infinite Privilege. The sign-up bonus does not apply to the Cash Back World Elite card to the Odyssey World Elite card. Bonus does not apply to additional card fees. You have between 21 and 25 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases and monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest.
  • Eligibility criteria for the Cash Back World Elite Mastercard card: gross annual income of at least $80,000 for the primary cardholder, household income of $150,000 or assets under management of at least $400,000. Eligibility criteria for the Odyssey World Elite Mastercard card: gross annual income of $80,000 for the primary cardholder or household income of $150,000.
  • Lines of credit at reduced rates

    Pay less interest on a Personal Line of Credit, Investor Strategic Line of Credit or Versatile Line of Credit.

    Personal Line of Credit

    Prime rate + 0.75%

    A set amount you can use whenever you like

    Investor Strategic Line of Credit

    Prime rate + 0.75%

    To establish an investment strategy based on leveraging

    Versatile Line of Credit

    Prime rate + 0.5%

    A line of credit that uses your home as financial leverage

  • The prime rate is the annual variable interest rate that is publicly and occasionally set by the Fédération des caisses Desjardins du Québec. The Federation uses this rate to calculate the interest rate on the loans it grants in Canadian dollars in Canada.
  • Available in Quebec only.
  • For financing of at least $100,000. The line of credit is secured by a first-rank immovable hypothec (mortgage).
  • Get $1,000 cash back when you take out a new mortgage

    Get a competitive interest rate and $1,000 cash back on a new mortgage loan.

  • Subject to credit approval by Desjardins. Certain conditions apply. Contact your advisor for more information. Cash back is awarded on new Desjardins mortgages of at least $100,000 for owner-occupied properties with up to 4 units and a mortgage term of at least 48 months. The cash back will be deposited in the account linked to the mortgage.
  • Optimize your investments

    Make the most of no-minimum custom investment solutions, personalized guidance and discounted commissions.

    Chorus II Portfolios

    You have access to sophisticated solutions with no minimum investment:

    • Investment strategy in tune with your needs
    • World-renowned portfolio managers
    • Competitive pricing

    Desjardins Online Brokerage

    If you prefer to manage your savings yourself, you can enjoy the following perks:

    • No administrative fees for the first year when opening a registered account
    • Reimbursement of up to $150 in transfer fees for portfolios of over $15,000
    • The same benefits for your partner if they're a member of the same caisse

    Cannot be combined with any other promotion.

    Desjardins Securities

    Get personalized investment advice and benefits:

    • Rebate on applicable commissions the 1st month after opening the account
    • Transfer fees reimbursed on accounts from other financial institutions
    • No administrative fees for the 1st year when opening a registered account
  • Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Desjardins Funds are offered by registered brokers.
  • Desjardins Securities Inc. uses the trade name Desjardins Online Brokerage for its discount brokerage activities. Discount brokerage products and services are consolidated under the Disnat brand. Desjardins Securities Inc. is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF).
  • No annual administration fees if the market value of the registered retirement savings plan or locked-in retirement account is more than $15,000 or if the market value of the registered retirement income fund or life income fund is more than $25,000.
  • Desjardins Securities Inc. is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF).
  • Applies only to transfers of $50,000 and up. The minimum balance after the transfer must be $100,000.
  • Do you also own a business?

    Streamline your business operations and save money.

    Get financing up to $100,000

    Finance your business expenses with the Business Freedom Solutions package and enjoy 3 financing products tailored to your needs.

    Simplify the day-to-day management of your business

    With AccèsD Affaires, you can manage your business accounts online at your convenience.

    Improve your employees’ well-being

    We have exactly what you need to take care of your employees.

    Start accepting card payments

    Get advanced personalized payment solutions through our partnership with Global Payments, a leading worldwide provider of payment technology solutions.

    Interested?

    Book an appointment today.

    Get this offer