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Take advantage of attractive rates and reduced fees on a complete range of products and services
- Desjardins is the largest financial cooperative group in Canada, and the largest financial group in Quebec.
- Nearly 694 points of service and 22 Desjardins Business centres in Quebec and Ontario
- Direct access to your finances from your mobile device with Desjardins mobile services
Comprehensive transaction plan[ 1 ] note - The plan at $125 a year
To take advantage of the plan at $125 a year, you must have an eligible credit card.
Main account (for your personal needs)
The unlimited transactions plan is applicable to all transactions using any access method - teller, automated services[ 2 ] note, cheques. It includes:
- Interac e-Transfers® note (unlimited)
- Cheque certification (unlimited)
- Drafts (unlimited)
- Basic safety deposit box [ 3 ] note
- Return of online cheque images, for members with monthly account statements only
Additional account
You can choose between one Canadian dollar account or one US dollar account.
Canadian dollar account
- Includes: unlimited transactions, whether on AccèsD (including Interac e-Transfers® note), with the Desjardins debit card, by cheque, at an ATM or at a caisse or branch
- Excludes: cheque certification, drafts, safety deposit boxes and online cheque image return
US dollar account
- Includes: unlimited transactions, whether on AccèsD, with the Desjardins debit card, by cheque or at a caisse or branch
- Excludes: Interac e-Transfers® note, cheque certification, drafts, safety deposit boxes and online cheque image return
Accounts for business
For businesses having no financing or having total financing less than $1,000,000:
- 1 business account with unlimited transactions (debits and credits)
- cash and items deposited
- basic AccèsD Business plan, by telephone and online
Learn more about AccèsD Affaires
For all businesses
- 3 first months at no charge for any transaction plan (excluding Business Freedom Solutions package)
Credit cards[ 4 ] note, take advantage of a generous rewards program
Cash Back World Elite Mastercard
- Cash back of up to 4% on your everyday purchases.
- Travel insurance for trips up to 3 days.
- Enhanced coverage in case of loss, theft or damage for the majority of goods bought with your card.
Odyssey® note Visa* note Infinite Privilege card
To get this card, you must add $150 to the transactional plan at $125 a year.
- Get up to 4% of your everyday purchases in BONUSDOLLARS: You can exchange your BONUSDOLLARS however you want, whenever you want, no restrictions. Use them for trips, event tickets, gift rewards, financial products and services, donations, and account credits.
- Comprehensive travel insurance: Enjoy worry-free travels, whenever you want, as you have some of the most comprehensive insurance on the market.
- Exclusive access to the Desjardins Odyssey Lounge at Montreal-Trudeau airport.