Chartered Professional Accountants

As a chartered professional accountant, you can take advantage of an offer that's designed for your professional and personal needs.

In partnership with:

- External link. This link will open in a new window.

Get this offer

Your privileges

Transaction plan Annual savings of $144 on the Unlimited Plus plan
Credit cards Sign-up bonus equal to annual fee and generous rewards program
Lines of credit Prime rate +0.25%
Business tools Perks for your business

Annual savings of $144 on the Unlimited Plus transaction plan^[ 1 ] note

Get a $12 discount on the current monthly fee, plus unlimited regular transactions and transfers^[ 2 ] note whether on AccèsD, using your debit card, at the ATM or at the teller counter.

The Unlimited Plus plan includes drafts, a basic safety deposit box or a discount on the rental of other models (depending on availability), certified cheques and a monthly return of online cheque images.

Get a sign-up bonus on these credit cards

Get a sign-up bonus^[ 3 ] note in BONUSDOLLARS^® or in cash back equal to the first year's annual fee when you sign up for or upgrade^[ 4 ] note to one of these credit cards:

Odyssey^® note World Elite^® note Mastercard^[ 5 ] note 130 BONUSDOLLARS^®

Learn more - Odyssey World Elite Mastercard

Odyssey^® note Gold Visa* note 110 BONUSDOLLARS

Learn more - Odyssey Gold Visa

Cash Back World Elite^® note Mastercard^[ 5 ] note $100 cash back

Learn more - Cash Back World Elite Mastercard

BONUSDOLLARS rewards program Earn rewards as you shop with the BONUSDOLLARS program. It's simple and flexible!

Learn more about the rewards program

Lines of credit at reduced rates

Enjoy lower interest rates on the Personal Line of Credit and the Versatile Line of Credit.

Personal Line of Credit

Prime rate ^[ 6 ] note +0.25 %

A set amount you can use whenever you like

Learn more - Personal Line of Credit

Versatile Line of Credit^[ 7 ] note

Prime rate ^[ 6 ] note +0.25 %

A line of credit that uses your home as financial leverage

Learn more - Versatile Line of Credit

Do you also own a business?

Streamline your business operations and save money.

A competitive interest rate

This offer for chartered professional accountants includes:

A competitive interest rate on a line of credit (as low as the prime rate)
Learn more about our operating line of credit

Schedule a call

Payment solutions

Exclusive offer for chartered professional accountants with Global Payments

$300 off account setup fees
Up to $75 off when you buy 2 or more types of products
Up to $150 off per terminal when you buy 2 or more terminals
Free access to the Merchant Portal and to Global Payments Analytics

See the terms and conditions (PDF, 59 KB) - This link will open in a new window

Learn more about our payment solutions - Business Freedom Solutions package

Business Freedom Solutions

Get financing up to $100,000

Finance your business expenses with the Business Freedom Solutions package and enjoy 3 financing products tailored to your needs.

Learn more - Business Freedom Solutions package

Employer solutions

Improve your employees' well-being

We have exactly what you need to take care of your employees.

Learn more - Payroll and employee management solutions

Payroll management solution for accounting firms

With our turnkey payroll solution, you can maximize your services and simplify your life without investing in costly systems.

Benefits of our payroll management solution for your clients

Flexible

It adapts to each employer's preferences and needs.
Comprehensive

Regulatory updates are continual and automatic.
High-performance

Simple and automated, it streamlines the payroll process and improves efficiency.

Choose the option that best suits your clients' needs

Use our solution to manage your client's payroll.

Keep working closely with your clients.
Access all payroll management data and reports.
Benefit from our support and expertise.

Refer your clients to our payroll processing and delivery service.

Direct them to a trusted payroll processor that offers them the best solution for their needs.
Get reports on all their payroll activities.
Get a reduced rate.

Get this service or learn more - about our employer solutions

Video

Video Desjardins Employer Solutions - Offer for accounting firms

Description (1 min 36 s)
Desjardins Employer Solutions - Offer for accounting firms

Text transcript

Added on September 12, 2022 | Desjardins Group

Note: The information in brackets describes the audio and visual content of the video that is not dialogue or narration.

[Background music: light and lively music.]

[Image on screen: Employer D logo.]

[A circle appears and turns into a question mark. The question mark turns into an exclamation mark. The exclamation mark splits apart to form a ball that rolls and knocks over dominoes.]

Narrator: Why should accounting firms choose Desjardins Employer Solutions for payroll management? Because all good relationships start with a smart decision. And that has a direct impact on all decisions that follow.

[In a cartoon image, the ball turns into a car wheel. The car and driver pass by the foundation of a house. The floors of the house then appear. The car parks behind the house.]

Narrator: Like the foundation of a house. If the foundation is solid, anything is possible.

[The camera zooms in on the window of the house and enters the kitchen. The man who was driving the car is there, together with a woman. There is a tablet device and a pizza tray on the kitchen table.

The woman's finger presses on the tablet screen and selects a pizza dough. The dough then appears on the tray. The man spreads the dough using a rolling pin.

The tablet screen changes and multiple ingredients are selected. The ingredients all appear on the rolled-out dough. The man places 1 last anchovy on the topped pizza.]

Narrator: Or like a pizza. First you choose the best dough. Then you add your favourite toppings. Even anchovies if they're your thing. Believe it or not, some people love them!

[The tablet screen changes and the Employer D login page appears. We then see the Employer D home page with various graphics and categories. The woman's finger clicks and displays an employee profile. The page changes and we see pictograms representing Quebec and Canada. The tablet then shows a list of documents, which the woman's finger scrolls through.]

[Text on screen: Federal. Provincial.]

Narrator: Choosing Desjardins Employer Solutions for your clients is the right decision, right from the start.

They'll have access to an application that is constantly up to date with payroll legislation and requirements, backed by unparalleled customer support.

[We zoom in on the tablet screen as client testimonials appear in bubbles with the Employer D logo in the middle.]

[Text on screen: "It's a win-win for our client and partners!" Charles Beaudoin, President, Gestias.

"THE payroll solution." Diane Charbonneau, Payroll Supervisor, Mazars.

"What a time saver; no more T4s!" Luc Riccio, Riccio CPA.

"Exceptional service!" Stéphanie Lacroix, MBA, CPA Auditor, CA, Partner, Séguin Haché SENCRL.]

Narrator: They'll be working with a trusted partner, a leader in payroll management.

[The page changes to show 3 thumbnails that illustrate the number of businesses using this service and the importance of accurate and timely pay.]

[Text on screen: More than 40,000 businesses served. Accurate and timely pay. 4 out of 5 employees say accurate and timely pay is a must*.]

Narrator: And that's important for your employer clients, because 4 out of 5 employees say accurate and timely pay is a must!

[The page changes again to show a circle with the Employer D logo and various pictograms rotating around it. The circle rotates to explain each of the pictograms, which represent services offered by Desjardins Employer Solutions.]

[Text on screen: Financial wellness. Retirement savings. Time management. Payroll solutions. HR management.]

Narrator: You'll also offer them a whole lot more, such as financial wellness solutions and group retirement savings plans, to boost employee retention.

[We zoom out of the tablet and see the 2 characters sitting at the kitchen table, with the pizza in the middle. They touch their pizza slices together as if making a toast and the man blinks.]

Narrator: As an accounting firm, shouldn't you be advising your clients on how to become an employer of choice?

[We zoom out through the kitchen window. We see the entire house again as the camera moves skywards.]

[Image on screen: Employer D logo.]

Narrator: Start by making a smart choice.

[Image on screen: Desjardins Business logo.]

[Background music: Desjardins jingle.]

[Text on screen: www.desjardins.com/payroll

* Canadian Payroll Association (CPA) survey conducted in May 2021.]

End of transcript

Interested?

Book an appointment today.

Get this offer

The Distinctive offer is available upon request and is subject to change without notice at any time. Your new benefits will apply upon your request. Certain conditions apply.

All financing and credit card applications are subject to credit approval. Conditions apply toall products and services.

^* Trademark of Visa International Service Association and used under licence. Back to note reference *

^® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Back to note reference ®

^® Odyssey and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec. Back to note reference ®

Interac^® and Interac e-Transfer^® are registered trademarks of Interac Corp. Used under licence.

Get a discounted rate of $9.95 per month on the Unlimited Plus Plan and save $12.00 on the current rate (12 months x $12.00 = $144.00 in savings). The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained. Back to note reference [ 1 ]
Additional fees of $1.50, $3.00 or $5.00 may apply to withdrawals made from non-Desjardins ATMs affiliated with the Interac and PLUS networks. Some ATM operators also charge their own fees to use their machines. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the amount of the withdrawal and are paid directly to the ATM operator. For more information, see the Service fees page. Back to note reference [ 2 ]
The bonus is equal to the value of your annual credit card fee, which is determined and paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card. Back to note reference [ 3 ]
Current Desjardins credit cardholders enrolled in the offer to professionals must become holders of one of the eligible prestige cards to benefit from the sign-up bonus. For prestige cards, the sign-up bonus applies to the following scenarios: Odyssey Gold Visa to Cash Back World Elite Mastercard, Odyssey World Elite Mastercard or Odyssey Visa Infinite Privilege, and Cash Back World Elite Mastercard or Odyssey World Elite Mastercard to Odyssey Visa Infinite Privilege. The sign-up bonus does not apply to the Cash Back World Elite card to the Odyssey World Elite card. Bonus does not apply to additional card fees.

You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract.

For Cash Back World Elite Mastercard (annual fee: $100) or Odyssey World Elite Mastercard (annual fee: $130) or Odyssey Gold Visa (annual fee: $110), here some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 20.9% and your average daily outstanding balance is $100, you'd be charged $1.72 in interest. If it's $500, you'd be charged $8.59 in interest, and if it's $1,000 you'd be charged $17.18 in interest. If the regular annual interest rate is 21.9% and your average daily outstanding balance is $100, you'd be charged $1.80 in interest. If it's $500, you'd be charged $9.00 in interest, and if it's $1,000 you'd be charged $18.00 in interest.

For Odyssey Visa Infinite Privilege (annual fee: $295 for Desjardins members and $395 for non-members), here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 11.9% and your average daily outstanding balance is $100, you'd be charged $0.98 in interest. If it's $500, you'd be charged $4.89 in interest, and if it's $1,000 you'd be charged $9.78 in interest. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 12.9% and your average daily outstanding balance is $100, you'd be charged $1.06 in interest. If it's $500, you'd be charged $5.30 in interest, and if it's $1,000 you'd be charged $10.60 in interest. Back to note reference [ 4 ]
Eligibility criteria for the Cash Back World Elite Mastercard and the Odyssey World Elite Mastercard card: a gross annual income of at least $80,000for the primary cardholder, or a household income of $150,000. Back to note reference [ 5 ]
The prime rate is the annual variable interest rate that is publicly and occasionally set by theFédération des caisses Desjardins du Québec. The Federation uses this rate to calculate the interest rate on the loans it grants in Canadian dollars in Canada. Back to note reference [ 6 ]
For financing of at least$100,000. The line of credit is secured by a first-rank immovable hypothec (mortgage). Back to note reference [ 7 ]

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