Responsible annuities

With more than 30 years of expertise in responsible investment, Desjardins now offers responsible annuities—a first in Canada! This was made possible by our responsible investment policy, which incorporates environmental, social and governance (ESG) factors into the selection and management of investments. And they offer the same competitive rates as traditional annuities!

Read our responsible investment policy (PDF, 402 KB) - This link will open in a new window

Read our annual report on responsible investment (PDF, 2.14 MB) - This link will open in a new window

You must convert your RRSP into an annuity no later than December 31 of the year you turn 71.

Your savings, registered or not, become regular income

  • Interest rate: current rate at the time annuity is taken out
  • Index option: income payment amounts can be adjusted annually

See Manage your retirement income