Interest rate on purchases
11.9%
Interest rate on cash advances
12.9%
Annual fee
$295 for Desjardins members and $395 for non-members
Rewards program
Up to 4% of your purchases in BONUSDOLLARS
Travel insurance
Comprehensive, up to 60 days
Get up to 4% of your purchases in rewards
The percentage you get depends on the purchase category.
Groceries
3%
of your purchases
Restaurants
4%
of your purchases
Entertainment
4%
of your purchases
Alternative transportation
4%
of your purchases
Travel
Up to 3%
of your purchases
Other purchases
1.75%
of your purchases
Annual cap
After your first $25,000 in annual purchases in the Travel
Example
If you spend $800 a month on groceries, you earn 24 BONUSDOLLARS® every month ($800 x 3% of your purchases). That's a total of 288 BONUSDOLLARS a year for that category. You can then redeem your BONUSDOLLARS for gift cards or other products and services.
1 BONUSDOLLARS earned = $1 you can redeem
Benefits of the Odyssey® Visa Infinite Privilege*
Travel
Comprehensive travel insurance
Get comprehensive travel insurance for you and your family
Your grandchildren are also eligible for complimentary intergenerational coverage when travelling with you.
What's included
- Emergency healthcare coverage
- Up to $5 million per person
8 - Up to 60 days, depending on your age
- Up to $5 million per person
- Trip cancellation coverage
- Up to $2,500 per person if the trip is cancelled before departure
- Unlimited coverage if the trip is cancelled after departure
- You need to pay for your ticket with your credit card to get this coverage
- Baggage coverage
- Up to $2,500 per person if your baggage is lost or damaged by a common carrier or if it's stolen
- Up to $1,000 per person if baggage is delayed for more than 4 hours
- Up to 60 days, depending on your age
- Travel assistance: 24/7, anywhere in the world
Help in case of emergency when travelling
Canada and the US:
1-844-653-4795 Phone number for the assistance service while travelling in Canada and the US. This will launch your default phone software.
Other countries (collect call):
514-285-4795 Phone number for the assistance service while travelling outside of Canada and the US. This will launch your default phone software
Learn more about this insurance
The summary includes key information on your travel insurance. The insurance policy includes all conditions and exclusions to do with your travel insurance. Pay close attention to the exclusion for injuries or unstable medical conditions.
Lounge access at Montréal-Trudeau International Airport
Relax in 1 of now 2 Desjardins Odyssey Lounges at Montréal-Trudeau International Airport while you wait for your flight.
Perks to elevate your travel experience
- Available 24/7, the Visa Infinite Privilege Concierge service
9 is like a personal assistant. Use it for things like planning a trip or finding tickets to an event. - Elevate your airport experience with complimentary lounge visits when you enroll in Visa Airport Companion
10 , and enjoy other benefits at certain Canadian airports when you use your Desjardins Odyssey Visa Infinite Privilege card. Plus, when you book through the Visa Infinite Luxury Hotel Collection,11 you'll receive exclusive benefits like automatic room upgrades12 .
Car rental
Discounts at Hertz®, Thrifty® and Dollar®
Get up to 25% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz, Thrifty, and Dollar.
Hertz
- Up to 25% off the rental rate
13 - No young drivers surcharge
14 - No fee for additional drivers
15 - Automatic eligibility for Five Star® status with the Hertz Gold Plus® Rewards program
- 20% off the Prestige collection (US and Europe)
- 25% off a GPS unit
- Reduced Loss Damage Waiver
14
Thrifty and Dollar
- Up to 10% off the rental rate
13 - No young drivers surcharge
14 - No fee for additional drivers
15
Auto rental collision and loss damage insurance
This insurance covers you for up to 48 consecutive days in the event your rental car is damaged or stolen when you pay for the total cost of the rental with your card.
Help in case of an accident
Canada and the US:
1-888-409-4442 Phone number for assistance in case of an accident in Canada or the US. This will launch your default phone software.
Other countries (collect call):
613-634-4993 Phone number for assistance in case of an accident while travelling outside Canada and the US. This will launch your default phone software
Information and claims
Learn more about this coverage
The product summary describes your insurance coverage. Review the insurance certificate for your card to learn about all the terms and conditions of your coverage and how you can benefit.
Mobile device and purchase protection
Mobile device insurance
Get up to $1,500 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.
2 ways to get this coverage
- Use your credit card to pay for your mobile device.
- Use your credit card to pay any upfront costs and all monthly wireless bill payments if funding the cost through a wireless plan.
Information and claims
Learn more about this coverage
The product summary describes your insurance coverage. Review the insurance certificate for your card to learn about all the terms and conditions of your coverage and how you can benefit.
Purchase protection and extended warranty
Purchase protection and extended warranty provide better protection for the eligible items you purchase with your credit card.
Purchase protection
Purchase protection covers eligible items purchased with your card in the event of loss or damage for 180 days from the purchase date.
Read the Certificate of Insurance to learn all about this coverage.
Extended warranty
An extended warranty automatically triples the original manufacturer's warranty for up to 2 additional years on most items purchased with your card.
Read the Certificate of Insurance to learn all about this coverage.
Information and claims
Learn more about purchase protection and the extended warranty
The product summary describes your insurance coverage. Review the insurance certificate for your card to learn about all the terms and conditions of your coverage and how you can benefit.
Financing and cash advances
- Pay for purchases of $200 or more in smaller equal installments at participating merchants.
- Pay for a project or make a large purchase with Accord D financing.
- Get cash advances of up to $5,000 a day
17 at 12.9%2 interest.
Good to know
When you take out a cash advance, you're charged interest right away. In contrast, when you make purchases with your credit card, you have an interest-free grace period of 21 days from the date the statement is issued.
Additional features and options
- Additional card: no annual fee for Desjardins members, $95 a year for non-members
18 - 21-day grace period to pay off your balance without incurring interest, except on cash advances
3 - Overdraft transfer so you can cover transactions that exceed your account balance using an automatic cash advance from your credit card
- Credit Balance Insurance to help you pay off your credit card if you become critically ill or disabled
- Mobile payment so you can pay with your Android or Apple device
Fraud protection
- Security alerts by text message if we detect unusual activity on your credit card account
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and support you if your identity is stolen
Apply for the Odyssey Visa Infinite Privilege
By phone
We can call you when it's convenient.