Paying less taxes

• Offers an advantageous tax credit and potential for long-term returns.
• Individual members and non-members of a Desjardins caisse residing in Quebec as at December 31 of the taxation year for which the tax credit is being claimed are eligible.
• Maximum annual investment: $3,000.
• Shares are exclusive to Desjardins^[ 1 ] note.

Learn more - Capital régional et coopératif

Savings portion: investment income is tax-free.

• Significant and immediate increase in the value of the inheritance you leave behind
• Insurance coverage and tax-free investment with minimum guaranteed interest

Universal life insurance is designed to make sure you're covered for as long as you need, and lets you invest tax-free at the same time.

This type of insurance is for you if:

• You want to leave a sizeable inheritance to your loved ones
• You've maxed out your RRSP contributions

Learn more - Universal life insurance

Transfers between non-registered portfolios: deferred taxation.

• Maximize the tax-efficiency of your assets
• Allows you to benefit from a sophisticated investment solution that transitions along with you through your working years into retirement
• Nationally and internationally recognized fund manager-partners

Learn more - Chorus II Portfolios