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Taking the plunge and moving into an apartment might seem simple, but there are many things to consider.
Here are some tips and tricks to help you achieve your project.
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Taking the plunge and moving into an apartment might seem simple, but there are many things to consider.
Here are some tips and tricks to help you achieve your project.
You must identify your needs and have access to all the tools needed to establish criteria for rating possible apartments and ranking them in order of importance.
Rental prices are affected by:
Drawing up a monthly budget helps you figure out exactly what goes in your pockets and what goes out. It takes a little planning at first, but you will have the satisfaction of getting a clear picture of your spending as compared to your income. Learn how to draw up a monthly budget in 3 steps.
Furthermore, to get an accurate picture of your income and spending, check out the My budget management tool.
Once you've found an apartment that suits your criteria and budget, it's time to sign the lease. Because this is a contract with legal ramifications, it's essential to:
To make paying rent easier, check if your landlord accepts money transfers (Interac e-TransfersTM note or Desjardins money transfers).
Make an inventory of items you'll want to gather or purchase, including furniture and appliances.
Tenant insurance protects you against bodily injury and property damage you may involuntarily cause another person, even if you're held responsible. To learn why it's important to insure your apartment, read Insuring your home: That's thinking ahead!.
To learn more or to get a quote, see our tenant insurance page.
Because you have home insurance from Desjardins, you get a free water and freeze detector with our Alert program to help you prevent water damage in your home.
If your parents are insured with Desjardins, their home insurance could cover you.
If your budget is balanced or shows a surplus, the coast is clear for you to put some money aside. A contingency fund is the best way to get ready for the unexpected.
Learn how to build a contingency plan in 3 steps.
To help you achieve your goals, take advantage of the Enhanced Savings Plan, a flexible term savings product for Desjardins members.
Whether you need to cover planned purchases, like new furniture, or more unexpected expenses, we have financing solutions tailored to your needs!
Learn more about loans and credit.
TM Trademark of Interac Inc. Used under license. Back to note reference TM