Credit and debt
Taking on debt for good reasons
You can use credit to help carry out the plans you care about. The key is staying on top of your debt and managing it well.
Assess your financial situation
Use the Manage debt tool in AccèsD to see how much you owe and to get tailored advice.
Our action plans and tips
We recommend certain strategies to manage debt, including lowering your interest charges, calculating your debt-to-income ratio, using your credit card wisely, paying off debt quickly and spending within your means. Read our articles to learn more.
Our tips
Here are some tips so you can take charge of your finances.
- Saving big on your loan
- Knowing your credit options
- 7 debt questions to ask yourself
- How to calculate your debt-to-income ratio
- Reducing your mortgage fees
- How to avoid impulse purchases
- Lowering your credit card fees
- Credit: 10 tips from a financial planner
- Your rights as a consumer
- 10 tips on credit card security