Regular Income Term Savings
Turn your savings into income
- Capital 100% guaranteed
- 1- to 5-year terms
- 4.65% to 4.00% (fixed interest rate, guaranteed until maturity)
- Withdraw 1 lump sum per year with no penalty, under certain conditions
Regular Income Term Savings is an investment solution that provides steady income in the form of interest and capital returns.
This investment is ideal if you want a secure, steady income and the flexibility to access additional funds or change how often you make deposits.
Interest rate
- Fixed
- Guaranteed until maturity
Eligible plans
- Non-registered plans
Minimum deposit
$10,000
Deposit amount and frequency
- You choose your amount
- You can make a change each year
- You choose your frequency:
- Weekly
- Every 2 weeks
- Twice monthly
- Monthly
- Quarterly
Other
- Learn more about deposit insurance
- Entitles you to any member dividends your caisse may pay
Learn more about member dividends
- Stable and secure: your capital and interest are guaranteed
- Predictable
- Planning your budget is simple when you receive regular income
- Your return of capital is combined with interest payments in a simple solution
- Competitive: you get an advantageous interest rate, fixed for the duration of the term
- Flexible: you can choose the deposit amount and frequency (payment terms)
Rate subject to change without notice.