International transfers for businesses
It's simple to send money to suppliers or employees in other countries using international transfers. AccèsD Affaires lets you do it anytime and from anywhere.
Advantages
- Many countries and currencies available Transfer money to most international destinations
- Quick Your employees or suppliers overseas get their funds rapidly
- Easy Streamlined international business management
- Secure Every transfer is protected by a sophisticated security feature
Transfer methods
Direct deposit
With direct deposit, you can deposit funds directly into the account of a business or individual overseas. It's an inexpensive way to transfer money to suppliers or employees in many countries around the world
- Available for certain countries and territories
- Maximum amount varies based on destination and account authorizations[ 1 ] note
- Processing time from 12 hours to 4 business days[ 2 ] note
- Deposits made in the currency of the destination country or territory
| Destination | On AccèsD Affaires | At a caisse |
|---|---|---|
| Canada – to a Desjardins caisse | $0.90 | $2 |
| Canada – to another institution | $0.90 | $5 |
| United States | $4 | $4 |
| United States via Desjardins Bank | $5 | $5 |
| Other international destinations | $8 | $8 |
Information required
To make a direct deposit overseas, you need the following information about your recipient:
- First and last names
- Home or business address
- Name and address of the recipient's financial institution branch
- Banking details based on destination and transfer method (such as the IBAN (International Bank Account Number), CLABE (Clave Bancaria Estandarizada or standardized banking code), routing number, account number, branch name and ID)
- Reason for transfer (for example: salary, professional services)
Select the country or territory to which you want to send funds to find out what kind of banking information is required, the maximum authorized amount and the currency to use.
SWIFT transfer
SWIFT is a telecommunications system between financial institutions used worldwide to send funds-transfer instructions.
- Available anywhere in the world
- Processing time within 2 business days[ 2 ] note
- 225 destinations available through AccèsD Affaires
- Maximum amount varies based on destination country and account authorizations[ 1 ] note
- Choice of several currencies
| Destination | AccèsD and in-caisse |
|---|---|
| Canada, United States and other international destinations | $15 |
| United States via Desjardins Bank | $7.50 |
Information required for SWIFT transfers
To complete a SWIFT transfer, you need to know the following information about your recipient.
- First and last names
- Home or business address
- Financial institution branch address
- Banking details based on destination: (for example, BIC (bank identifier code, also called the SWIFT code), account number, branch name and ID)
- Reason for transfer (for example: reservation, subscription)
Depending on which country or territory you are sending funds to, the following information may be required.
Ready to make an international transfer?
It's quick and easy to make international transfers on AccèsD Affaires.
Save time with AccèsD Affaires
Delegate international transfer transactions and manage your accounts anytime, anywhere.
Transfer funds from your accounting system
If you process a large volume of payments in Canada and abroad, you can make payments by secure file using our data transmission systems or from your own accounting system[ 4 ] note.