Universal life insurance

So you can combine coverage with tax-sheltered investments

  • Leave more to your loved ones
  • Keep saving even if you’ve already maxed out your RRSP and TFSA
  • Split up your estate among your children, including those who won’t be taking over the family business
Get this product - Coverage with investment options.

Why choose Desjardins?

Diversification

Over 30 investment options to choose from

Flexibility

Your coverage can last 10, 20 or 100 years

How does it work?

  • A universal life insurance policy has 2 components:
    • A life insurance component: provides lifetime protection
    • An investment component: includes a savings fund where you can grow your money tax-free
  • Money is regularly deposited directly into your savings fund, which is also used to pay for your coverage.
  • You can choose how to invest additional funds.
  • A great way to transfer financial assets to your beneficiaries.

Did you know?

You can use your savings fund to pay for your coverage or to supplement your retirement income!

Client services

For information about your contract or to change your address

1-888-558-5525 This link will launch your default phone software.

File a claim External link.

Get an insurance coverage

Our financial security advisors are here to help. Let’s discuss your needs and find the coverage that’s right for you.

Fill out the form External link. Opens in a new window.

You can also reach an advisor by calling 1-866-838-7661 This link will launch your default phone software.
Monday- toFriday, 9 a.m. to 5 p.m. (ET)